Free tool · Instant results
How long will your salary actually last?
Enter your take-home, fixed costs, and what you've spent so far. Get your safe daily limit, projected month-end balance, and the exact day your money runs out at your current pace.
Rent, EMI, subscriptions, SIPs
Food, transport, shopping, etc.
How to use the results
What each number means
Safe daily limit
The maximum you can spend per day on variable expenses and still end the month with ₹0. Treat this as a soft ceiling — if you hit it three days in a row, your month-end is in trouble.
Projected month-end balance
If you keep spending at your current daily rate, this is what will be left (or owed) when the month closes. A negative number means you'll need to dip into savings or borrow.
Days until ₹0
At your current pace, this is when your disposable income hits zero. Less than 10 days remaining in the month? You have a spending rate problem, not an income problem.
Current daily rate
Your average daily variable spend since the 1st of the month. Compare this to your safe daily limit — the gap is the behaviour change you need.
Track the whole month
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